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(music) (10 hours) Budget time LMBYTS #1497 Jason Newland 26th November 2025

Recorded 26 November 2025 · 9 hr 42 min

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Hello, how are you? Hi. Hello, hello and welcome to jasonnewland.com. My name is Jason Newland and this is Let Me Bore You To Sleep. Please only listen when you can safely close your eyes.

Right, um... Blimey! What was I going to say? Um, well Vinnie's down there doing his thing making some lovely noise and I'm here. And I'm here doing my, making my noise. And this week I've not exactly done, I'm not saying it hasn't been a normal week but I haven't necessarily made the normal recordings that perhaps I would produce in any given week.

Um, I don't necessarily have an excuse. I mean I know I don't need an excuse but I haven't really, well basically this is, I don't know, did I do a recorded Monday? I think I did. I know I did one yesterday but I did a relaxation one yes, well sleep safely yesterday.

Monday I did one just saying it's cold. I did one on Sunday. So I have done one every day of the week.

Um, pretty much every day apart from Saturday. So this is the anniversary of my friend Luke, the second anniversary of him leaving the planet. So I've kind of been a little bit, I wouldn't, I wouldn't say feeling sorry for myself but reflective, being reflective.

I'm quite a reflective person anyway. Reflective, especially when I look in the mirror. So I kind of, that was terrible wasn't it? I kind of um, I've taken it easy on myself the last couple of days.

Really because he left on the 24th of November 2023 which was a Friday. So I've been thinking about this since last Friday because kind of technically it was a year last Friday but by date it was a year yesterday. Um, no Monday sorry.

And I guess thinking about him, I've been thinking about Uncle Sausages and Andre and just you know, just my Nan and just pondering, thinking about stuff. I had a neighbour come around yesterday afternoon and he was friends with Luke as well so, so we had a chat about him and that's one of the reasons he came around. Yeah we just had a chat.

I don't get to talk very often about him to someone that knew him. So it's quite nice to do that. Every now and then.

You know I don't want to spend every day talking about him. Just every now and then it's nice to just uh, reminisce I guess a little bit. And I guess really, even though I have done um, recordings for the last three days in a row so technically I haven't like not done anything.

Blimey Vinnie. Oh I've got some shopping ordered online so it should be here with the next, what time, it said it should be between 5.39 and 6.01 and it's now 5.14 on Wednesday 26th of November 2025. It's been budget day today.

So I actually listened to it when I was in bed. I went back to bed and I thought you know what I'll do? I'll go back to bed. That was a really boring story.

But yeah I went back to bed and I listened to it on the radio. And LBC is my preferred radio channel. And I fell asleep to be honest.

I didn't really catch a lot of what they were talking about. And I can't remember if she did the line that nearly every single Chancellor of the Exchequer always seems to say regardless of what party is in charge. This is what they normally say.

This budget is aimed at hard working people. Hard working people. So straight away they're they're kind of dismissing a group of people around the country who for whatever reason are unable to be hard working people.

I used to be a hard working person. I did. And when I was in security, not security, well security I used to do 12 hour days.

And when I worked in a bakery I used to do 100 hour weeks. I did once. And always suggest to overtime.

Every job I've ever had always suggest to overtime. Right from when I started working at 15 full time. So yeah that's I'm just not a hard working person anymore.

Due to my mental stuff. Being a mental. I'm a mental.

I'm a mental. I'm a mental. So unfortunately, due to that mental disability that I have my brain disability.

I'm not a hard working person. And I feel a little bit left out. And then 11 people say oh we're going to drop the drop the limit of because there's been a limit of two children.

And not you can have as many children as you want. But they only give money to parents. I think it works out like 25 pound a week for the first child and 17 pound something for the second.

And now for the third, probably about 17 or 15 or something. I don't know. There's not even like a lot of money but everything helps doesn't it.

And that is something I'm not going to moan. Maybe I am. That is something that seems to have been forgotten.

Because when people talk about all the benefit system. They talked about like you know handouts basically money being given to people. So as my question, how much of the data to do do do do do benefits in UK for child do do do do do.

Okay, here we go. So there's a budget. There's a budget of the amount of money is given out to people from the benefit system.

And it's like billions, billions of pounds a year. But it's, you get child benefits. Or child maintenance service or whatever.

Or universal credit, a lot of people. I don't know if it's millions, 100s of 1000s of people get universal credit, as well as working. Pensioners get credit.

So the pensioners get pension credit, which is an addition because the pensions not enough money to live on. For everyone. Some people have savings and stuff.

But those don't have enough savings. If you got less than 16 grand or something in the bank. So it's not all just going to people that are unemployed, or have disabilities.

A heck of a lot of it's going towards people that are working. That just aren't earning enough, through no fault of their own. No one says no one to blame for this.

And pensioners not their fault that the pensioner from not very good as it. So, yeah, it doesn't seem to get mentioned very often. If I'm if I'm steering in the direction of politics, I do apologize.

But for me, this isn't really politics. This is just living. It's it's also valid because it's, you know, today is the day of the whole budget thing.

But also putting tax up. So it's I never really, it's there's so much to list, you know, she's just shoves it out. So many things in such a short period of time.

For me, it's quite hard to actually keep track of what's been said. And they said something about electric cars, something about what else? Right. I'm just gonna see what it says here.

Taxes hiked on gambling. Okay. Never understood the whole gambling thing.

Not why people can't gamble. I get that, you know, everyone's got a thing in it. So that's not the thing I don't understand.

I don't understand it because I'm not a gambler. But you know, I can kind of get why people it's their things if they like that as their thing. But growing up.

It was encouraged. There was a bookies or we call it a bed in office. Ben Ben shop weather.

Like every so many of them around. Even in a small town that I lived when I was a kid. There was Wow.

12345 Ben shops, just in a tiny town. There's only 16 people living there. So then you see adverts on the TV.

For some writers, I don't know why gambling is even allowed to be shown on TV. I don't know why they're allowed to advertise it. But there's a big sparkly bright advert and all that and then they say, know when to stop.

Well, if everyone knew when to stop, you'd make no money, would you? They they rely on people not knowing when to stop. That's where their profit comes from. And this like another adverts going, like literally not even advertising the product rather than just the name, gambling firm saying.

Yeah, sometimes it's good just to take the weekend off. Just turn your turn your phone off or turn your computer off for the weekend. Great.

Now you just reminded me of what I want to do the weekend. Brilliant. I don't know.

I just I once worked in a gambling shop. Is there anywhere I've not worked? NASA. That's one place I didn't work.

So this, this place, I was a security guard, this is probably 96 97 ish. I don't know, roughly. And I think I was taken off of the site I was on.

So I was probably on one of in one of the hospitals, which had more staff than it needed. Taken off of there. And taken by the supervisor to this east end betting shop.

I mean, like in the middle of nowhere. In East End. And the reason I was there is because the last security guard got beaten up.

It's like, okay. So I'm sitting there shaking. Knees are trembling.

Thinking, what the heck am I doing here? For four pounds an hour, whatever I was earning. And all these ruffians, ruffians, all these ruffians came in, giving it the big and, and like iron me up and talking to me or trying to talk down to me, which isn't that hard because they were taller. And like, so what would you do if this we did this? So do nothing.

What you do song came in here and robbed the place. So do nothing. But your security guard is supposed to do something.

What if there was a fight? What'd you do? Nothing. And I found that they found it funny. And I was just being honest.

Is what you mean? You wouldn't do nothing. If someone came in to rob the place, you wouldn't do I said for what? Four pound an hour. What do you think I'm going to get in between the gun? What? No.

Someone comes in there to rob the place. You'll all be running out. And when you get to the end of the street, you'll see me already standing there.

Probably still shaking. Now I'll be out first. I'll be, you know, I'll be out there.

And because I didn't, I wasn't intimidated by them. And they couldn't scare me because they were trying to like, ruffle my feathers. That's another thing.

If you do have a do a job, if you ever get a security job in like a betting shop or somewhere like that, make sure your feathers are covered up. So you know, wear a uniform, just don't let anyone see the feathers because that does. People do take a shine into them and keep wanting to ruffle them up and stroke you and stuff.

Which is really weird way to go on that one, wasn't it? And the fact that I was just laughing at them or laughing with them, really, what they were saying, they didn't know what to do with that. They were trying to wind me up to get a rise from me like, well, I don't care. I'll never come back here again.

And then he kept telling me about all the things that happened to the previous security guards. I said, I don't care. It's just not bothered me.

What would you do if this happened? Nothing. What would you do if we did this? I'd run. What would you do? Like I just like every I just, they just laughing.

They had them laughing. And in the end, they just gave up. And we all went to the pub.

It was brilliant. That's when my gambling issues started. I used to live with a gambler.

I did live to live in a house with a proper gambler. And terrible, terrible situation to be in. It's Yeah, I wouldn't know.

I'm so glad I didn't ever had that. Anyway, that situation because although I was affected by his gambling stuff, there's a whole thing of like chasing, chasing that big win. And he'd had a big win.

And he wanted to get do that again. He wanted another one. Now I've never had a big win.

I once won a bottle of whiskey in a pub that was running these horse races, pre recorded horse races. And just playing them in the pub. And I was in the pub, I think my friend was saying hello to his dad.

And then we took off. And he said, Oh, do you want to buy a ticket for one of the races? I said, Yeah, okay. So I gave him a pound.

And then we went back later to see his dad. And they said, Oh, you've won. I said, Whoa.

He said, Yeah, you've won. I said, What have I won? He said, You won the race. I said, But I wasn't even here.

They said the horse race. I don't own a horse. And he said, Stop, stop that now.

I said, Okay, sorry. He said, I said, I won. Did I? Okay.

What did I win? He said, Well, you had a choice for a lot of different things to choose from. But everything's gone now. So what's left is this bottle of whiskey.

I said, Okay, well, I can't believe people they left the bottle of whiskey. So I don't know what the other stuff was. A house maybe I don't know.

See, yeah, that was the first thing I'd ever won in my life. And I gave that to my dad because he likes whiskey. Didn't like whiskey.

Never like whiskey. No, no, no. There was another time I won.

But this wasn't really. Yeah, it was I guess it wasn't really kind of luck. It was more who was the quickest.

So in one of my sales jobs, we were given every time I got a sale, we were given a lot of a piece of paper. I don't know what it was like a number or something. And then at the end of the day, or the next day, we could have a choice of what we wanted.

But they come or happy had to shout out and I was busy thinking about something else. So I lost a Walkman. But I did get myself a microwave a new microwave.

Which was handy. So that was good. But although I want it, I kind of want it by doing something.

Yeah. And I had a similar thing in my last sales job. We did.

I had all these prizes sat on the table. And for some reason, all these boxes of chocolates motivated me to sell. It's very strange.

And I think it was in my last two weeks of being there is where it kind of like, I just had this extra. I guess I was a bit manic, to be fair. So is just really excelling with the old sales.

And then, then I crashed, but I want a lot of stuff. I gave some of it away because I didn't want the alcohol. And there might have been some stuff I didn't want.

I can't remember. I can't perfectly remember. See, this is weird, right? Because I'm looking at the thing.

It's saying it's still wrapping up in the supermarket on my phone. But it did that the other day. So it's still wrapping up.

And then I get a door knock, or a doorbell went. And he was there that the bloke that was delivering was like, I said, What are you doing here? You're still at the supermarket. Oh, no, I'm not I'm here.

I said, No, you know, I looked, look, I showed him the app. He said, No, but you can see I'm here though, can't you? I said, But the app says you're still at the supermarket wrapping up. He said, First of all, I don't wrap up, I just pick it up and deliver it.

Okay, but if you still be wrapped up, you can't pick up and deliver it until it's been finished being wrapped up. Can you? He said, Again, I'm here. I'm actually.

I said, No, I'm not. I'm not. I'm not questioning whether or not you're actually physically here.

It's just, I was just surprised. That's all. It's it? Can you take the bags, please? I said, Oh, well, thanks.

Yeah, cool. That was it really. He didn't say anything else.

I don't think he enjoyed that conversation as much as I did. Maybe that's the problem is because I don't see anyone sometimes all day. Sometimes I see dog walkers, sometimes there's none around at all, especially in the winter.

So when I do see someone, I kind of literally jump on their back and won't let go until I've told them everything, whispered in their ear, everything that's on my mind. And okay, literally sometimes, but there is occasions and I'm not really one of those. I'm not really a kind of blah, blah, blah, blah, blah.

Generally. But I have noticed a couple of times in the past, where I've been talking to someone and they say, Oh, God, I got a head off. Not I don't think it was to get away from me, but it might have been.

And I just want them to stay so I can talk at them. He's flappy ears time. And it's just weird.

It's like, Oh, so this is what it feels like to, to be needy. To be needy. I've been uploading videos to to tick tock, old videos, some new videos.

And some of them. Yeah, they get infused stuff. I just someone take ages to upload though.

It's weird. And some are really, really quick. Yeah.

So yeah, what is it got the new mileage tax on electric cars, electric car drivers will be subject to a three pence charge every mile they drive from April 2028. How's that fair? They don't charge petrol drivers per mile they do. As far as I'm aware.

So why would they do it for electric cars, plug in the hybrid vehicles, hybrid rather, be charged 1.5 pence per mile. So how are they going to know how many miles they've done? Is it self check? You have to fill a form in? Are they going to have little cameras everywhere just to like a little bit like, Oh, I don't know if you've been to the underground in the UK.

I don't mean underground, but in London, the tube service trains underground service of trains.

And this might be the same for other underground railway services. I don't know. But in the past, when I lived in London, you know, you could just buy a ticket, get on the underground.

And you know, but now when you're in London, they use a what's it I forget the name of it, but it's like a card. And it basically tap and it registers where you went in the registers, which train station you left. And it takes that credit off of your off of your credit.

You know, that's stored on your phone or in your account. So I'm wondering if it's like that now. Because even the buses in London, you can't pay cash anymore.

I don't think you can pay it all. You just have to you have to get a ticket first. Or you use your what is it called not an Amazon card.

There's this plastic card thing that was coming in before I left London. And I didn't bother with it because I didn't want to. Because I didn't want I didn't want to change really.

He's now hassling me. Just stay there, mate. You don't need me giving you attention.

Don't be barking. Don't be barking because you had a car door slam. I don't know why people can't close doors quietly.

I don't know. I don't have an answer to everything. Why do people still bid their horns when saying goodbye to people? I don't know.

What even though they've only just said goodbye to him in person? I don't know. Don't ask me questions like that. I don't have the answers.

I don't know why. Why do people drive onto the driveway forward when they know it's going to be really difficult to drive out again when they need to get off the driveway because all the traffic come in? I don't know. Is it because they they don't think about next? They just think about now rather than the future? I don't know Vinnie stop asking me these questions.

So electric car seems a little bit. The bingo tax is to be abolished. You can tell it's a woman doing the budget, can't you? That was a nice sexist, misogynist remark.

Because all women love bingo. I've never been into bingo. It's really it's one of those things like it's not it's not it's not something that's just full of women.

But if you go into any bingo hall, it is predominantly females. I've done a survey. Have you? You've been to every bingo hall in the world? Have you? Have you? Okay, let's do the statistics.

I don't care if it is or not. I'll be honest, though. Okay, statistics.

Of female to male bingo players. Let's just go for UK. Okay.

Right, according to a 2025 survey, by which bingo 62.9%. Huh? I was rudely interrupted by Vinnie whining. He was sitting or standing on the armrest of the settee my side where I am now, and just staring at me. So for it winds me up a little bit when I'm trying to make a recording.

It's not the end of the world. You know, I'm not like, why me? Why now? I'm not quite like that. I'm not yelling to the sky.

But it's a little bit annoying when I'm trying to make an exquisite, life changing audio recordings such as this. So according to a 2025 survey, by which bingo 62.9% of UK bingo players identified as female and 36.6% male and 0.5% other. Okay.

And for online bingo, especially older data covered la la la la 62 versus 38. So I think the more males would do online. So but it's been also estimated that 75% women 25% men kind of just go into a bingo hall in Mecca bingo.

I'm surprised they got away with that calling calling a bingo call Mecca. That's a really big bingo company in the UK. In 2025.

No public breakdown for Mecca. Okay. So it's a very top heavy female.

Not not top heavy females, but it's top heavy. It's more more females. So two thirds females, one third males.

So yeah, wasn't misogynist at all. It was just factual. It's like you say, Oh, the bin men came today.

What do you mean bin men? Don't you mean refuse workers? Why refuse workers? Well, women do as well, you know, I can honestly say and this is bad, not just not bad. But in my entire life, I've never seen a female. No once.

I think I saw a female working on the bins once in my life. So remember, I, I just I collapsed in shock. No, I didn't.

I just honestly, I just and there's no reason. There's no reason why. There's nothing to stop a woman from doing that.

It's not. Yeah, it's it's constant. I've done it.

Is there any job you've not done? I did road sweeping on a council like in East End. And I was put in taking the bags out of the bins and put it into the into the back of the lorry as well as sweeping the curb, but not the curb, you know, the bit of the road inside the curb. So I was kind of yeah, I did work for a dustbin firm, like the council, but just as an agents on an agency.

I didn't mind it probably would have been a job that I'd have been okay with. Because it's a physical job. But it's not.

I mean, generally, it's just something you got to keep doing. Yeah, some stuff's heavy, but generally not going to be like hugely heavy, because in black bags, and those black bags don't hold a lot of heavy stuff. If the stuff's too heavy, it will just go through it.

It'll just you know, I mean, my friend, I had a friend who lived in this building, he used to, he not just him, but another person, they would fill their black bags right to the top. And then just do a little knot at the top, and put it out. And it was so heavy.

I said, why are you doing that? Just what about the person that's got to pick it up? Well, it's their job. Yeah, but come on, man, just take it. It's like, what if it's a woman? Women don't do that job.

And I thought you sexist, absolute misogynist. And he said, that's not how you say it. I said, I know.

He said, have you actually ever seen a woman? Like do the bins, you know, collect refuse. Although we don't really call it refuse here. It's just bin.

Dustbins. No, it's not dustbins anymore. It's just black bags.

But have you seen, I said, well, it was one. But I fell over in shock. And he said, he kind of smiled.

But he, he said, I wouldn't use that again. I said, well, it's not a joke. I just just, it's just off the cuff and off, you know, just set up.

I thought it was funny. He said, well, yeah, probably wouldn't use it again. I said, okay.

He said, please promise me you won't. I said, I won't. You're so rude.

He said, you're rude. And I said, that's getting old now, isn't it? He said, what? I said, that whole, you're rude. You're rude.

You're rude. This has been, I've been saying that for what, six, seven years now. So yeah, repetition's boring, isn't it? But it's supposed to be boring.

Good point. It's a win-win situation, isn't it? Yeah, it's not supposed to be sexist. You're sexist.

Someone did call me sexist once when I was doing a comedy. And I said, oh, you're not bad yourself. And I walked off.

Now, I didn't know what sexist meant. And I thought she was hitting on me. It's a true, true story.

Or made up. I'm not sure. I can't remember.

I did go into, I'll tell you why I think women predominantly do bingo over men is because you need to multitask. I've seen people in bingo, I've been to bingo, and I can just do one at a time. I've seen people with like six books all at the same time doing it.

Different colors, pens, like, what on earth are you doing? How can you do that? I don't, yeah, that's not within, I mean, it might be within my ability. If I was mildly interested in it, perhaps I could do it. But I mean, I've been to, yeah, I went to, yeah, I think it was, when I was at university, a group of us, probably about four or five of us went to bingo in this town where I live.

Why would we travel away to a different town? And we were laughing. Me and, but we were all kind of having a laugh because, you know, it's just an afternoon out, really. Which, probably a bit sad, really, thinking about it.

But there wasn't many people there. I was, there was three other men. I counted, it wasn't hard.

Never struggled, really, to count to three. And these, another table was getting upset with our table because we were making so much noise. And we're going, shh, shh, shh.

And of course, you know, shh, shh, because there's, you know, obviously men there as well, of course. But she's not on that table. And out of the three that were in the whole place.

And I just, I'm not really into confrontation. And I was like, oh, no, I don't like this. And one of the women with me, one of the ladies that I was with, because it was all women, I was the only man, she became feisty, which I didn't know was in her.

I didn't, I didn't really know her that well, I guess, really, at the time. Only been university probably for six months. Never really seen her outside of university before.

And she wanted to have a punch up. And up to that point, I was trying to keep out of it and keep quiet. But then I had the idea, I had just had the image of us all getting arrested for basically getting into a big fight in a bingo hall.

And being in the local paper. You know, four trainee counsellors arrested for fighting. I just, that tickled me.

And then I couldn't stop laughing. And it might not surprise you. But in that situation, where that table, probably some other tables as well, wanted all of us to be quiet.

And the lady on my table, staring at them, telling them to shut up. Like what are you going to do about it? Me laughing, hysterically, uncontrollably, old head, didn't seem to help. I couldn't help it.

Because I just thought this is so ridiculous. The whole scenario is ridiculous. First of all, they're getting upset with each other.

We're in a public place. It's not like we were watching a movie or something. I did, before I went there, I thought that bingo was supposed to be a place to go to have fun.

But I realised it's a very serious environment. Or it can be. Which did surprise me.

I was very surprised. And I don't think I've got it in me to take bingo seriously. I don't think it's in me.

I've looked, I looked everywhere, couldn't find it. I looked in my shoes, looked in my ears, had to have help with that one. But yeah, up me bum, nothing.

No, nowhere within me is the ability to take something like that. Seriously, like as a serious subject to be getting all like up, uptight about. Apparently, this, there is one they can do it by region.

So that'd be interesting. I'd like to do that. Because it's gonna be different parts of the country.

Where it's gonna change. Let's actually do some digging now. Overall, who's playing bingo in the UK? 15% only play bingo in person.

45% only play bingo online. And 40% do both. Ah, that's the thing.

Because back then, I mean, there were bingo sites. But bingo online, clearly, it's much more popular than bingo in person. The good thing about it is you can lose money anytime in the day, which is brilliant.

Online, bingos, the ages. See, they call this a millennium, millennials, and Gen X and Gen Z. And I don't know what all that means. So I don't care.

But I want to read out what it says. Millennials, about 29 to 44 years 29 to 44. So that's people born in the new year, isn't it? Not like the new century.

Fair enough. No, either born or grew up in the new, new. Anyway, between 29 and 44.

49% of online bingo players, millennials, millennials, millennials, millennials, millennials, millennials. It doesn't sound right if you keep saying it. Millennials, millennials.

Gen X, that's age 45 to 60. 27% play online bingo. So 76% of online bingo players are 29 to 60.

Gender, 56.7% female. This is online bingo. The rest are male, other, or other.

They don't show the full split on a snippet. So this is the government website. And YouGov work has it around 62% female, 38% male.

The largest concentration of players London, Birmingham, and Manchester are big urban centres. Online bingo is dominated by 29 to 60 year olds, slightly more women than men with lots of players clustered in big cities. So that's online.

So it's still 56. So it's quite even really, isn't it? Okay, so I wasn't talking about online when I said about it because online versus whole year ago. So this is a mixture of different bingo sites and government sites that says this.

Most likely age group to play online bingo commonly ages between 25 and 34, being in a single most likely group. Right. In person, so we've already done the thing in person.

People in the UK are about twice as likely to have played bingo in person, 43% compared to 20% online. That's just, hasn't that just said this completely different thing to what it said before? I'm confused. 65 plus strongly favour halls, the bingo halls, about 70% or 65 plus of 65 plus players choose in person rather than online.

And it's right as majority's female. I suppose it's I'm going to say like a knitting club, but see a corner says wrapping still happen. And it should be here the latest 601.

It's now 603. I keep hearing a door being slammed. Sainsbury's is wrapping up.

I think it might already be here. I hear in a minute because Vinnie will let me know. Because he's always listening out.

We don't have a beautiful north versus south by gender table. A beautiful one. So apparently young people 18 to 24, not as into bingo as the older people.

But yeah, 55 plus, at least half would be in the hall. Yeah, mainly in the hall. Yeah, so younger people choose to Yeah, so those that kind of really play bingo was it 3024 to 55 or something, the younger ones would more likely be using it online.

And the older side of, you know, they'd be more potentially more likely to watch to go to the actual hall. So 60% women 40% men. So that's, that's Mecca.

So that's actually in person rather than online and in person. So sort of sat 6040. And earlier it was 30.

It was like two thirds to one third. The two thirds women for all one third women. Okay.

What about what about refuse collectors, UK? Yeah. See, it's not that I need to be right. But I just don't want people thinking I'll be in.

Oh, this is interesting. A recent push occurs. Okay, they're including refuse waste refuse collection workforce.

25 about 27% of the UK waste management workforce is female. But that doesn't necessarily that's like lorry drivers and cleats. So a recent push across is an estimated 82,500 people do that work.

Okay, however, breakdowns by role refuse collector, loader, driver operative show much heavier skew towards men in many subcategories. For example, one database from a cleaning industry, waste sector survey shows refuge and salvage occupations is 95% male 5% female sector wide gender gap. Gender pay gap reporting suggests that across the way sector, these remain there remains a pay gap.

And it shouldn't be a pay gap. I always kind of think but if you're doing the same job as someone else, you should get paid the same unless the person's been doing it a lot longer. So I'm definitely you know, it makes sense to offer for people to get a pay rise.

Due to loyalty and all that stuff. Apart from the you know, inflation, but generally, you know, if you if you're doing the same job as someone that's been doing that, that job for 10 years, then they should be earning more than you if you just start doing it. For their loyalty, baby.

But in this country, they got this thing where they pay younger people less and as a smaller hourly rate, hourly wage minimum. So we've got this thing where if you're under the age of 18, let's have a look for workers for under 18s. The national minimum wage, which is the lowest amount that a company can pay them is £7.55 an hour.

Bearing in mind, all these three people could be starting on the same day. So an under 18, some between 18 and 20 and someone 21 and over, they could all be working the same job started the same day, the same day rather. So someone under 18 will get £7.55 an hour.

The minimum, someone 18 to 20, £10 an hour is the minimum they can get paid. And over 21, £12.21 an hour. And I did do a job where I was with someone that was under 18.

And she's getting 17, she was 17. So she got paid £7.55 an hour. And I was probably it was wasn't that then because quite a while ago, but I was getting paid more.

And to be fair, I was just doing a trial. So I didn't get paid anything. But you know, technically, she was saying why why people getting paid more than me were doing the same job.

And I said, I agree. I agree totally is I should get paid. But you shouldn't get paid more than that person has been doing it for five years.

Regardless of how old they are, because they should get paid more because they've been here longer. Just had a delivery. And so they're knocking on the door.

I didn't hear them. But Vinnie did. And he just made me jump out of my skin.

Because it's silent in here. And then honestly, I shouted at him. It was so loud.

So loud. And he knows he's got treats in that bag, don't you? It really made me jump. But really, because I'm just chilled out, you know, I'm just talking and calm.

And he goes from zero to a million miles an hour, like really? It's so high pitched voice. So yeah, it's really high pitched, like, and loud. hurts my ears.

I feel traumatized by it. Honestly, it really shocks. It gives me a shock, almost kind of puts me a little into a bit of a panic.

When he does that sometimes, if I'm caught off guard, I shouldn't really be caught off guard because I knew I had a delivery coming. But I got I was focused on what I was talking about. Okay.

The tax paid on dividends, payments to shareholders as well as property and savings income will rise to percentage points. I've died, I don't have any dividends. And you want to share the dividends with me.

Didn't even know I kind of did know what they were. I know if you like if you have shares with a company, they might, if they have a good year, they can share they as the whole thing is they share the profit, then they have percentage of the profit, I don't something like that. But I don't have any shares.

I don't have any shares with now. Now it's about when it comes to shares, sorry. It'd be nice though.

Can you imagine how good that would be? Just to have like an amount once a year. So like, oh, yeah, I've bought some shares in Apple 30 years ago or something. Or just had a spare 20 quid and I bought them and now they're worth 27 quid or whatever.

I don't know. So all that two pound a year shares or that dividend or other you know, I mean, the two child benefit caps scrapped. So the government government will scrap the two child benefit cap.

That's been enforced for quite a few years. I remember when they did it. I don't remember the year they did it.

But I remember what it was coming in. And people were upset. It's weird, though, isn't it? Not not weird in a like a negative way towards parents, but we're in a society that can't afford to have kids.

Because you don't you know, if you can't can't afford to have kids, you don't have kids there. That like that's the logical thing. I know that's not how it works.

Because the benefit child benefit is part of the the norm now, isn't it? It was kind of just going back to when my granddad or even when I was a kid my parents didn't have child benefit and stuff like that when we were kids. Everything just came out of my dad's way. Well, my dad's money.

So scrapping the cap. It's one of the weird things as well, because in this country, we're overpopulated. But at the same time, we need more children.

We need more babies being born. Otherwise, people who are now in their 30s might not have anyone to look after them. When they're in their 70s or 60s.

Or I might not have anyone to look after me when I'm in my 90s. You know, just as an example. So it's kind of weird, isn't it? Do you know that means there'll be a lot more babies? I don't know.

I don't know. I don't because I've never had kids. I've never I've never like planned something like that.

So I don't know what it would be like to do that. You know, from a financial perspective. It would.

Yes, it's like I was I thought it was like a lot of money, but it's not is it bearing in mind that kids are not cheap. I mean, they don't never stop growing. So whatever clothes you got for them ain't gonna fit them for long.

Always using nappies don't. Oh, you might call them diapers wrongly and wherever you're from, but they call nappies. And see, when my when I was a kid, we didn't have disposable nappies.

They were just washed. They were washed. Imagine what a horrible job that was.

Not in a washing machine. I don't think they didn't have washing machines when I was a kid. I don't know.

But now it's well, it's just disposables now in it. Pampers or whatever other brands there are. So, and they're not cheap.

They're really not. Last time I bought some, I bought some for someone in town. They asked me if I could buy some pampers for a kid.

So I did for some reason. And I should have like 12 pound. Why the option you got 12 pound or that you get other ones for the really cheap ones.

And I think seven pound 89 or something. So, of course, I went for the cheaper ones because not my baby. No, I didn't.

It was something that was like 12 pound. Yeah. pensions.

Okay, here we go. salary sacrifice pension contributions above 2000 to face National Insurance. I don't even know what that meant.

So from April 2029, National Insurance will be charged on salary sacrifice pension. I still don't understand it. So the state pension increases, and there'll be an increase of 440 pound per year for the basic state pension, and an increase of 575 per year for the new state pension.

The thing is, the state pension. How much is state pension, the state pension in the UK is if you qualified under the old state pension, the full state pension was 176 pound 45. But if you qualify under the new scheme, which is after that date, full state pension is 230 pound 25 per week, the actual amount you get may be less for so 2468.

It's like less than a grand a month, isn't it? So I kind of guess it depends on your situation living situation because with bills, if you live in a house, the bills are going to be a lot more than if you're living in a flat. And if you've got a garden, then it's going to cost money for the waste, the garden waste. The you know, it's just like, if there's two of you, I don't know if you get both get it for two.

How does tax credit work? Because that's we I don't really know how it works. I need to know because it's 12 years away for me. Because I'm an old fart, an old old fart.

Here's a clear explanation of how tax credits work in the UK today. So there's two types of tax credits, working tax credits for people who work a certain number of hours and have low income. See, so people can get money.

If they get a low income. So when I was talking about benefits, not just being for unemployed people and people on disability, billions is going to people that are working and people with kids and pensioners and it's just not the idea that all benefits are just people sitting at home. With my case, yeah.

Trust me, I don't want to be sitting at home. I do think that maybe I'd been suited to selling yachts or selling helicopters or jets, private jets. Not now, but like, you know, when I was like 20 years ago.

Because if I was there now, if I was that year age now, if I was on my late 20s, knowing kind of what I know now, I would go to a company first of all, I'd go to my friend and ask him to suit and boot me to get me some decent clothes and I'll pay him back, you know, so like help me to get some decent clothes.

And then I would go to a company that sells private jets or a company that sells yachts, something where the commission would be absolutely massive. But I would go and offer my services for free for a year.

So I'd still carry on signing on if I was unemployed at the time that is. And I would try and do that job for a year, just learn everything about it, learn everything about private jets. And then by the time I was 30, maybe let's say I'd start the job properly.

And maybe I'd have sold a few jets by that time, didn't need the commission because I promised to do it for free. Hopefully, they'll like me by then. It takes people a while sometimes.

I've got I've got friends I've had for 20 years that still don't like me. That's a weird sentence, isn't it? And I could be making a million a year just on commission of like a 200 million pound yacht or jet, private jet. They're expensive, aren't they? So yes, it's something I maybe could have been quite good at.

Although I don't think I'd want to go on the yacht though, or in the jet. That's another thing though, isn't it's like, oh, yeah, we're going to buy this yacht from you. This $500 million yacht.

So before we buy it, we'd like to test it out. So do you want to come to the Bahamas with us on this jet on this, this yacht and we'll, you can stay in with, we'll have a big party and you'll be the guest of honour and I say no, you're right. No, thanks.

Big Brothers on tonight. I want to watch that. It's the eviction.

It's the eviction night on Big Brother. Right. Plus, I don't like water.

I don't like yachts. Perhaps yachts isn't the best thing for me to sell. And it'd be the same thing with, you know, I'm going to buy this, I'm going to buy this jet, this 200 million pound jet.

Be all plain and buy it. Only one condition. I'm going to fly you out to Dubai and we're going to have the time of our lives in Dubai and making sandcastles.

I don't know what people do there. And I have to say, it's very nice. But unfortunately, I don't like flying.

I might lose, lose the sale. Can't sell cars because I don't drive. Too many limitations.

According to this, how tax credits are calculated, annual tax credits are based on lower income high tax credits, number of children, disabilities, childcare costs, blah, blah, blah. So I'm interested in the pension. No pension credit, pension credit, pension credits.

Here's a clean break. What is a pension credit? Pension credit is a top up benefit for people over state pension age who have a low income. It can also access to help to extra help.

Give access to extra help even if you only qualified by a small amount. Guarantee credit is two parts and savings credit only for people who reach pension age before April 2016. Okay, so that wouldn't guarantee that wouldn't have anything to do with me now.

The guaranteed credit main part. This tops up your weekly income to a minimum amount. So single persons income topped up to £218 per week, a couple income topped up to £332.95 a week.

If your income is below those amounts, pension credit fills the gap to bring you up to them. Oh, so it just basically gives you what counts as income state pension, private pension saving investments over 10,000. So you can get extra that's confusing.

So basically if you're not getting the full credit, the full pension for some reason, why pension credit is important, gives you free NHS dental treatment. So you don't get that as a pensioner, cold weather payments, housing benefit or help with rent, help with council tax, free TV licence, 75 plus, warm home discount. This means even if you barely qualify, it's still worth applying.

So that's probably why the government are putting up the pension to make sure that people have got enough. Because if they are just under, then I have to give it's going to cost them more, isn't it? Oh, even if you only get £1 of pension credit, I assumed that you'd get that just being a pensioner. Wow.

Who qualifies? If you're over state pension age, which is depends. For me, it's going to be 67. For my little brother, it's probably going to be at 68.

You live in the UK, your weekly income is below the threshold. Okay. So it says here quick example, Jason, single receives £230, 25 week state pension, 10,000 in savings.

It's making out by the way, no other income, he would not qualify. Because £230 25 is already above the guaranteed credit minimum £218 15. But if he pays rent, or has certain disabilities, that calculation can change and he may qualify.

Ah, sort of £400 sort of £115 a week for the rent would come out of that. I've got yeah, got yeah. Because I suppose some people, they've got a house and now they pay their mortgage off and they've got their house, so there's no rent.

And so as long as I live here, even if I'm a pensioner, I want to live here. I just can't even imagine it. Oh, man.

Can't even imagine it. Part of me looks forward to it because it means I'm still alive in 12 years time. So it's kind of Yeah, that's good.

I like the idea of still being alive at 90. I do is, um, you know, I do genuinely, I, I want to be alive long enough, where I can just be digitally printed. If I if I have a missing limb, it could just be digitally reprinted, and it's done.

That's, that's what I want to be around. I'm looking forward to all the AI and all the AGI and all the different technology that's coming. You know, I'm one of those weird people that if if you said, Would you go to Mars knowing that you'll get there, but you're not going to be able to return? I said, Yeah, I would.

As long as I got to go on to Mars, and there's a colony already built there, you know? Love that. I'll do that. Yeah, I'm up for that.

Elon Musk said he would do that as well. So that you know, got a lot in common, me and him. That's the only thing in common we've got.

We both go to we both do we we sitting down as well. That's about it or any other thing. If he pays rent or has certain disabilities, that calculation can change.

If you want, I can check your eligibility, your age, your weekly income. That's really rude, isn't it? I've checked GPT. I'm 55.

I'm not 67. I may look 67. I may sound about 35 maybe, maybe 30.

When I was 30, when I was 36, when I first started doing recordings, I was talking like this. Hello, everybody. How are you? My name is Jason Newland, Newland.

My website's Jason new www.jasonnewland.com. Please only listen when you can safely close your eyes. been saying that for decades. Okay, so okay, so if I put okay, what's he gonna ask me to do me? How old am I? Sure, if you'd like me estimate with your age, your weekly income, your savings.

My age 5555. Thanks. You're 55 is appears.

Here's the key point. You cannot receive pension credit. Pension credit only starts when you reach pension age, which is 2025.

Which in 2006 is 66. No, I get to retire in six years. No.

You might qualify for other support before 66 depending on your situation. If you want I can help you check. Okay.

2019 when can I legally retire? I thought I had to be 67. I really did. Genuinely.

Right now the standard age UK pension age is 66. For people born between six of April 1960. And the fifth of April 1977.

The age when they qualify will be somewhere between 66 to 67 depending on the exact date of birth. Since your age is August under the current timetable, you'll reach your pension age around 67. No.

Oh, it's another year. Another year. Not another year.

So assuming no other, no other further changes, you should be able to begin claiming your state pension at around August 2037. If you like, I can check whether the possible future planned increases example to 68 might affect you. No, no, they really? I suppose it's possible, isn't it? They could change it might be 70.

That happened to my stepmom. She was they changed the time her whole working life. She was supposed to retire at, I think 60.

And they changed it to 65. Like a year before she even retired. And so she had to wait five more years before she got a pension.

It's something like that. I might got that wrong. But it was kind of around those those lines.

And it's like, wow, never really understood the pension age being different for men and women. Here he goes again. misogyny, more misogyny? No, I'm just bearing in mind that females generally have a longer lifespan than men.

You'd think it's I don't know, just like it seems a bit strange that men would have their pensions later. So it used to be 60 for females and 65 for men. I'm pretty sure at one point it was 55 for females and 60 for men.

But I might have that wrong. I do have a tendency of making getting lots of things wrong. Ask anyone.

It's a known fact. I'm famous for it. I'm famous for it.

Right, what other things are in the budget? savings, reforms for cash ices, savings will only be able to put up savers will only be able to put up 12,000 into cash ices tax free each year. This is reduced from 20,000 in the hopes that Britain's will instead invest their money in stocks and shares ices over 65s can retain the full 20,000 pound allowance. That's nice.

Where do people get 20,000 pound a year to put into a an investment portfolio? How does an ISA work? What interest is gained on ISA? Here's the interest ISA work depends entirely on the type of ISA. Whether it's instant current ices or instant access cash 4% 2 to 5 year fixed 4 to 4.7%. All interest you earn is completely tax free. That's fair enough.

I mean for if you put in 10 pound now you put in 100 pound you make four pound in a year don't you and it's free tax free of 100 pound. So if you put in 1000 pound that's 40 pound 10,000 pound is 400 pound 100,000 pound is 4,000 pound definitely goes up doesn't it's worth investing more because the bottom lines grows. A million pound 40,000 pound no go back 100,000 pound 40,000 pound.

10,000 pound 4,000 yeah so a million pound is 400,000. 10 million is 4 million no no no I got that wrong. 1 million is 40 400,000.

10 million no that's not working out right is it 10 million 100 million would be 4 million so 10 million would be 400,000. 1 million would be 40,000 that doesn't make sense though 1, 2, I suppose 40, 50, 60, 70 but it's a 100 isn't it out of 100 not out of 10. I'm thinking 10s not 100s so yeah really the best thing to do is put in 100 million really so out of that you get 4 million.

Yeah so probably if I was going to do that I'd have to probably put in 100 million it's 4 million 4 million.

I don't know I thought I always thought that if you had like a lot of money you get 10% interest like a high interest account you get 10% 4% doesn't really seem like a lot on that you know that amount of money I mean it's brilliant you know if you put 10 pound in 100 10 pound and you get 40 pence back I mean that's good you know I'd be pleased I'd be so pleased with that but I don't know there probably are bank accounts where you can what are the

highest interest what's the highest interest interest bank account the highest interest bank account these aren't good at all this is like 4.5% no good question depends on the highest interest bank accounts 4.5% nah I want 10% ideally I'd want 100% imagine if you put in a hundred pound imagine getting a hundred pound back for every hundred pound you could just borrow money off people couldn't you put it in there and so I'll borrow this money off you or borrow if you give me a thousand pound and I'll give you two

pound fifty in cash money plus the thousand pound back in a couple of years and people would jump at the chance wouldn't they and you'd be making like hundreds of pounds profit I should be a financial advisor shouldn't I perhaps that's what I should have done with my life perhaps that's what I should have done with my life I should have been a financial advisor financial advisor right I've been silly enough now I don't know what other things was in the budget or other things fuel duty to be frozen till

September um okay I don't know what that is housing mentioned tax introduced on properties worth more than 2 million it means that the most expensive properties in the country worth more than 2 million will have to pay extra this will be 2500 for properties worth 2 million to 2.5 million wow and is that people buying houses I guess isn't it people buying houses probably not going to affect me directly but I don't know if I'd buy a house worth 2 million because I've seen some houses okay some of them are

probably kind of mentions or do it up houses probably a little bit a little bit rough around the edges but old but massive going for maybe half a million or million and a half and if you go somewhere in London you might get a flat like a one bedroom two bedroom flat for that in a high-rise block in the you know the city central center of the city I suppose you know Mayfair or I don't know somewhere where it's like really trendy to live and you might end up paying absolute

fortune to live there millions yeah for just a percentage of that you could live in a mansion in the middle of nowhere with nothing to do I suppose that's the thing though if you if you live in London or I guess another city around the world and you're living in the middle of the city providing it's a you know a decent city with activities there's always going to be something to do somewhere to go restaurant to go to and if you've got the finances to do it you're never really going

to be bored are you you know there's theatres and comedy clubs and stadiums and things like that always there's always things to do but you might end up living in a little flat but have lots to do or you could live miles and miles and miles away with some sheep and you can hear crickets farting at night but you're in this big massive house big garden beautiful scenery but nothing to do nowhere to go I mean not that I wouldn't bother me personally but it's kind of I think that's why

in London if you don't know London we've got the outskirts of London like called Middlesex and Hertfordshire and in these places it's just on the outskirts Essex as well kind of yeah pretty much where it's not far from London and you know half an hour to an hour on a train depending how far away you are from it or well it depends how long that in a car is anyone's guess isn't it depends on the roads but you can live in a really nice house also go out of an evening

hmm maybe I'll do that maybe when I'm a millionaire I'll buy a buy a house in Hertfordshire because that would suit me better living in the middle of the city not from a noise perspective or being around lots of people because that's not really my thing these days but being close to facilities being able to just go out to a park to one of the parks like Hyde Park or wherever Regent Park or the various different parks or go to the bookstores or go to watch a concert or go to

the theatres and all those things go to the opera the opera did I tell you that I worked at the opera house uh security there and they were building the new opera house this was 1997 97 yeah early 97 was it late 96 early 90s one of them 90 I think it was 97 and basically they were just building it building in the new opera house and that was it really I wasn't going to really I wasn't going to go into some big story I don't remember once I'll be there

on a Saturday and they had a canteen it's one of those canteens that basically as soon as people had the fried food they'd run off to the toilet it was it was really nice food good and it's there wasn't one constipated person on that building site that's what I'm saying and yeah I remember the the canteen staff brought me some toast that was nice I had to take a I mean I could go into the canteen at the weekend during the week at the weekend I couldn't leave the the hut

because I was in charge of opening the gate to let the cars come in and out of the little road bit that I was where I was stationed during the week there was more there was two security so we'd take turns so I'd go and get my had my breakfast and he'd go and get his breakfast but because I was on my own I thought I had to do it all myself so yeah they brought me some toast that story was much more exciting before I said it out loud I

had more zing to it had more oomph you know I mean oh well so what other things cutting energy bills so the energy bills would be smaller which is nice that's always good luxury cars removed from the motability scheme I don't understand the motability scheme completely but I do understand it a bit because I've got a friend who's got one but I don't yeah I don't drive so it's not really an option for me so it's not something I've ever really looked into and I'm not allowed to drive because of

the medication I'm on freeze on student loan repayment rate really so the student loan repayment rate has been frozen for three years I don't even know what mine is I think it was about oh I can't I don't want to think about it what my student loan was based the interest going up every year wow I did start to pay it off when I had my last job couldn't believe it's like wow what's all this money they're taking out what's this 120 pound they've taken out my bank well my my

salary it's the student loan books for school libraries a total of five million will be given to secondary schools for them to buy more books for their libraries and wider inheritance tax rules a change to inheritance tax will allow the transfer of 100% relief allowance between spouses I don't know what that means either um I mean there shouldn't be inheritance tax between spouses anyway they should they how can how oh I don't know much about inheritance tax and I'm never going to inherit anything anyway so it's not something they're ever

going to really think about but I didn't I don't know I don't really I'm not sure how it works um and it's also something I don't I'm never well at the moment there's nothing for me to leave anyone so no one's going to inherit anything from me although I think the local neighbors will be all trying to get my tv that's about it it's the only thing anyone would want is my television uber and bolt journeys to be taxed so ride hailing apps including uber and bolt will have to pay

the full 20% rate of vat in a measure being described as a taxi tax a taxi tax it is predicted to raise 700 million a year currently ride hailing apps only charged on the profit they make or they take and not the fare itself so they're paying tax twice then so they're paying tax on the money they take in and then they're paying tax the taxi driver that is and then they're paying tax self-employed tax so not just paying tax on I mean isn't how being self-employed generally works you pay

tax on the profit you make so if you earn um 20 grand but the expenses is 18 grand I don't know why is that be sustainable is it but you're not gonna be paying tax oh yeah you're only gonna pay tax on that that last two grand and that's not taxable it's not enough it's not the has to be over was it 12 grand to be taxable so they're paying tax twice and the rider is going to be paying tax tax twice the customer because that's going to be put onto

the customer isn't it so taxi rides will be put up it just means that less less will be declared that's all I guess I've never people have said to me you should use uber it's a lot cheaper than the taxis that you get that you phone in do you know it's cheaper and that's why now it won't be will it railfares frozen well it is time of year isn't it everything freezes railfares will be frozen for the first time in 30 years with passengers not paying any more for season tickets

peak returns and off-peak return tickets between major cities train travels definitely gone up though obviously not since today but it's didn't used to be like super expensive to travel around 20 30 years ago I don't I really I didn't find it to be like a chore like a financial chore like okay there's a money 20 quid 30 quid or whatever and I know someone that goes up to Wales and it costs of a fortune on the train DLR extension although not any chances of speech the budget confirmed the Docklands Light

Railway DLR will be extended to Thameshead in South East London if you've never been on a DLR the Docklands Light Railway they don't have any pilots they don't no drivers just someone to keep an eye on things and opening the doors and that's been going for over 20 well I used to travel there in 96 first traveled on the light railway going up to Canary Wharf from Stratford oh yeah and it kept stopping at these stations where there was no stop they hadn't built the platforms yet business rates were reduced

to 75,000 retail 750,000 retail there'll be reduced for okay business rates is ridiculous I don't know how they I mean I mean business rates like council tax for businesses and the businesses what do they get it's not like they're getting free electricity you're not getting free anything well they get the bins collected what do they actually get and they're supposed to make a profit which they then pay tax on as well blimey that's one of the things that hit my friend who owned the nightclub in in London his business tax

his business rates was over 100 grand a year and then his rent went up to 500 grand a year and that's it that was it he had to had to give the business up after nearly 30 years so a huge amount of money the tax reduction paid for oh look at this the tax reduction will be paid for by an increase in taxes on properties worth 500,000 pounds or more like the warehouses used by online giants such as Amazon okay the NHS technology and new neighborhood health centers the government will

invest 300 million in NHS technology 250 new neighborhood health centers so that's not even a lot of money that's the thing he spread that among the whole of the country 300 million spread across all the hospitals I mean that wouldn't even buy every member of staff a cup of coffee it's weird isn't it just the way uh prescription costs are frozen be frozen at £9.90.

This is another thing about prescriptions I only found out because the pharmacy told me is you can get a discount on prescriptions if you're working if or if you're not eligible for like free prescriptions it's if you're living in the UK because they're free in Scotland I don't know if they're free in Wales but you can actually get like a monthly payment which allows you to have as much as you want so if you're getting more than two or three prescriptions a month you can pay I don't know what it

is now because it's quite a few years ago that I paid it but it was something like 20 22 pound a month no 22 pound a month no I think it's like 12 12 pound a month or 10 pound a month something like that and you can get a 12 pound a month and you can get all your prescriptions for that price and because I had one two three one two three four prescriptions so instead of costing me 40 you know 40 pound so it cost me 440 pound a month

a year it was cost me 120 ish I really should have done more studying and maths 2.6% of GDP to be spent on defense doesn't say the amount though the national minimum wage is rising to 10 pound 85 an hour for 18 to 20 years old 21's over 12 pounds 71 16 to 70 rolls 8 pound an hour the government of Northern Ireland will get an additional 13 117 million 505 million for the Welsh government and 820 for the Scottish government flexible funding's worth 13 billion has been pledged for seven

regional mayors to invest in skills business support and infrastructure I have no idea I was going to talk about this today but here we go here we go and now I'm feeling the need for food for food yes some nice food so I'm going to chill out now I'm going to give Vinnie his treat that he's been waiting so very patiently for at the door he's just there are you asleep hey you're not asleep are you um I hope that wasn't too loud so I'm going to go thank you for listening remember to be kind to yourself because you do deserve to be happy and be gentle with yourself you deserve to feel safe lots of love bye

Paragraph spacing and recurring name or title errors have been tidied. Because this began as a voice transcription, an occasional word or piece of punctuation may still be incorrect.